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Auto insurance in Cape Breton made easy.

Get your personalized quote and shop auto insurance online in Cape Breton.

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PC covers your auto insurance  needs in Nova Scotia

Which auto insurance companies work with PC Insurance in Cape Breton

As a broker, we search across a range of trusted insurance providers,
to find the coverage in Cape Breton that best fits your needs and budget.

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3 easy steps to buy your auto insurance in Cape Breton.

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1

Answer questions about your vehicle details, licence, and driving history to get an accurate online quote

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2

Customize your coverage if needed.

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3

Provide your license number, vehicle ID number, and banking details to finalize online purchase.

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Save on coverage,
and earn PC Optimum™ points.

What types of car insurance are available in Cape Breton

To legally drive a vehicle in Cape Breton, there are certain mandatory coverages that your auto insurance policy must include. These are the four types of auto insurance that are required in Cape Breton.

Mandatory coverage

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    Liability

    Provides coverage in case you cause an accident and are sued, for example, for damaging another driver’s car or injuring them.

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    Accident Benefits

    If you’re injured in an accident - regardless of who’s at fault - you can be covered for some medical expenses and a portion of lost income.

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    Direct Compensation Property Damage

    For Ontario residents, your claim is paid out directly to you by your insurance company, rather than a third party, if your vehicle is damaged or you’re injured in an accident that you didn’t cause.

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    Uninsured Automobile

    In case you’re in an accident with an uninsured or underinsured driver, benefits help cover medical costs, car damage or lost wages.

Optional coverage

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How can I lower my auto insurance cost in Cape Breton?

While having car insurance in mandatory in Cape Breton, you can control aspects of your car insurance cost. Auto insurance providers largely determine their rates based on the driver’s risk to insure - taking advantage of their incentives can help lower your rates.

Discount options eligibility criteria and availability vary by province and insurer.

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FAQs

View all frequently asked auto insurance questions

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