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Auto insurance in St Catharines made easy.

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PC covers your auto insurance  needs in Ontario

Which auto insurance companies work with PC Insurance in St Catharines

As a broker, we search across a range of trusted insurance providers,
to find the coverage in St Catharines that best fits your needs and budget.

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3 easy steps to buy your auto insurance in St Catharines.

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1

Answer questions about your vehicle details, licence, and driving history to get an accurate online quote

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2

Customize your coverage if needed.

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3

Provide your license number, vehicle ID number, and banking details to finalize online purchase.

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Save on coverage,
and earn PC Optimum™ points.

What types of car insurance are available in St Catharines

To legally drive a vehicle in St Catharines, there are certain mandatory coverages that your auto insurance policy must include. These are the four types of auto insurance that are required in St Catharines.

Mandatory coverage

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    Liability

    Provides coverage in case you cause an accident and are sued, for example, for damaging another driver’s car or injuring them.

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    Accident Benefits

    If you’re injured in an accident - regardless of who’s at fault - you can be covered for some medical expenses and a portion of lost income.

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    Direct Compensation Property Damage

    For Ontario residents, your claim is paid out directly to you by your insurance company, rather than a third party, if your vehicle is damaged or you’re injured in an accident that you didn’t cause.

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    Uninsured Automobile

    In case you’re in an accident with an uninsured or underinsured driver, benefits help cover medical costs, car damage or lost wages.

Optional coverage

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How can I lower my auto insurance cost in St Catharines?

While having car insurance in mandatory in St Catharines, you can control aspects of your car insurance cost. Auto insurance providers largely determine their rates based on the driver’s risk to insure - taking advantage of their incentives can help lower your rates.

Discount options eligibility criteria and availability vary by province and insurer.

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FAQs

View all frequently asked auto insurance questions

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