FAQs
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There are many factors taken into account when quoting you a price for an insurance policy, such as:
your driving experience
where you live
what kind of car you drive
how much you use your car
your driving record
your claims history
the type and amount of coverage you choose
the amount of your deductible
Get your free online quote now or give us a call at 1-877-253-8177.
Below are some discounts you may be eligible for.
Please note discount options, eligibility criteria, and availability vary by province and territory and are subject to change.
Affinity Discount for PC Optimum™ Members
PC Optimum™ members may be eligible for a discount†. Not a member? Sign up here.Combined Policy Discount
You could save when you bundle your home and auto insurance.Conviction-Free Discount
Maintaining a clean driving record – no driving convictions for a set number of years – may help you save.Electric or Hybrid Vehicle Discount
Making the choice to drive an electric or hybrid car may offer another way to save.Graduated Licensing Discount
Ontario drivers in their first year with a G2 or G licence may qualify for a discount.Multi-vehicle Discount
By insuring two or more cars with PC® Insurance, you could pay lower rates.Retiree Discount
If you are retired and live in Ontario, you may save on your premiums.Student Away from Home Discount
If your child is an occasional driver and attends university or college away from home, they may qualify for a discount.Theft Recovery Device Discount
You may be eligible for a discount if your vehicle is equipped with an Aviva approved theft recovery device.
First introduced in 2004 by the Alberta Government, the Grid Rate Calculator regulates automobile insurance rates in the province. Insurance companies cannot charge more than the maximum rate for basic coverage. This basic coverage includes Liability and Accident Benefits. The majority of Alberta drivers pay less than the listed grid premiums.
There are several things you can do to help lower your car insurance costs:
Improve your driving record
Build a consistent accident and conviction-free driving record.
Choose your automobile wisely
Do your research before you invest in a new car. Read consumer reports to find out which cars tend to be targets for theft and vandalism. If you buy a car with a high theft rate, your premium could be higher.
Adjust how you use your car
By adjusting the way you use your vehicle, you could bring down the cost of your insurance . If you live in a city, can you take the subway, train, or bus to work? Has your job changed, or have you moved recently? Do you use your car to drive a short distance to work? Does your vehicle have low annual kilometres?
If you answered yes to any of these questions, you may be eligible for lower insurance costs. Contact us at 1-877-253-8177 to discuss how much you might save.
Choose a higher deductible
If you choose a higher deductible, in many cases your premium may be lower.
Take anti-theft measures
Your area of residence and instances of crime in your neighborhood are taken into account when calculating your insurance premium. Anti-theft recovery systems can help deter and prevent theft and help recover your vehicle if it is stolen. Consider installing an Aviva-approved anti-theft vehicle recovery system. For more information, see Vehicle Loss Prevention tips.
Register for Usage-Based Telematics Program
Telematics uses tracking devices to monitor your driving habits and tendencies. This may earn you discounts based on your safe driving habits.
Aviva Journey is a free app downloaded to your smartphone. This usage-based insurance program securely gathers information about your driving. It monitors things such as speeding, the time of day you travel, hard braking, rapid acceleration, and distracted driving. The safer you drive, the more you could benefit!
Take advantage of a one-time enrolment discount on your auto insurance premium. On your insurance policy renewal, your premium can be lower or higher depending on your driving behavior. The app also offers you driving insights and tips that can help you save. You’re in control!
Currently Aviva Journey is offered in Ontario only for PC® Insurance customers. On top of potential savings on your auto insurance, safe driving can score you points that can be redeemed for eGift cards with Aviva Journey Rewards. For more information, visit Aviva Journey.
Our licensed insurance advisors are here to answer all your questions. Complete your free online quote now or give us a call at 1-877-253-8177.
A basic auto insurance policy includes these mandatory coverages:
Liability
This coverage will help cover costs up to the coverage amount you’ve chosen if you’re found responsible for a collision or accident that causes harm to someone and/or their property and are sued.Accident Benefits
If you’re injured in an accident — regardless of who’s at fault — you can be covered for some medical expenses and a portion of lost income.Direct Compensation Property Damage
Your claim is paid out directly to you by your insurance company, rather than a third party, if your vehicle is damaged in a covered accident where the other motorist is at fault. In some provinces, you can opt out of this coverage.Uninsured Automobile
Provides coverage if you or your family are hurt or killed by a driver without insurance or in a hit-and-run accident. When you are not at fault, it also covers damage to your car and its contents caused by an identified uninsured driver.
Optional Coverages
There are also optional coverages that may be purchased with your policy if you are eligible. Some optional coverages include:
Comprehensive
Provides coverage for your car for non-collision-related damage, including things such as fire, theft, vandalism and falling or flying objects such as stones.Collision or Upset
Helps pay for damages to your car if you're in an at-fault accident that involves another car, an object like a fence or a pole, or your car rolling over.Conviction Protector
Protects your conviction-free discount even if you are convicted of your first minor traffic violation.Accident Rating Waiver
Helps protect the driving record of your car and cost of insurance from being affected by your first at-fault accident.Transportation Replacement
Helps pay for alternate means of transportation, like a rental car, if your car is damaged or stolen in a covered claim.Waiver of Depreciation
With this coverage, the value of your car will not be reduced by depreciation when settling a claim for a total loss.Liability for Damage to Non-Owned Cars
If you’re renting a vehicle for 30 days or less or borrowing one in the U.S. or Canada, you’ll be covered for damage to the vehicle or theft up to the coverage amount you’ve chosen. In Alberta, there is no 30-day restriction on the coverage.
For more details, call a PC® Insurance advisor at 1-877-253-8177.
Our licensed insurance agents are here to answer all your questions. Give us a call at 1-877-253-8177.
Yes, as long as they have a valid licence and you give them permission to drive the vehicle. All licensed drivers in your home must be listed on your policy, no matter how often they drive your vehicle.
Insurance companies are required to assign a percentage of fault to every driver in an accident. If you’re in an accident, you can be considered "not at fault" (0%), "partially at fault" (1-99%) or “at fault” (100%).
Fault is calculated by your insurance company using Fault Determination Rules that are provided by your provincial or territorial government.
Please visit our Claims page for information on claims and who to contact.
An auto insurance policy provides coverages for a vehicle and its drivers or passengers in the event of an eligible claim (for example, accident, theft, vandalism, or other damage) as outlined in the policy.
In Canada, it is illegal to drive without automobile insurance.
You must be insured for:
Liability
This coverage will help cover costs up to the coverage amount you’ve chosen if you’re found responsible for a collision or accident that causes harm to someone and/or their property and are sued.Accident Benefits
If you’re injured in an accident — regardless of who’s at fault — you can be covered for some medical expenses and a portion of lost income.Direct Compensation Property Damage
Your claim is paid out directly to you by your insurance company, rather than a third party, if your vehicle is damaged in a covered accident where the other motorist is at fault. In some provinces, you can opt out of this coverage.Uninsured Automobile
Provides coverage if you or your family are hurt or killed by a driver without insurance or in a hit-and-run accident. When you are not at fault, it also covers damage to your vehicle and its contents caused by an identified uninsured driver.
Yes! You can earn 2x the regular PC Optimum™ points for every dollar spent when paying your insurance premium annually with your President's Choice® Financial Mastercard®*. You can also earn 2x the regular PC Optimum™ points for every dollar spent when you pay your insurance premium annually with your PC Money™ Account*.
PC Optimum™ points are awarded when your insurance premium is paid annually with your PC® Mastercard®* or PC Money™ Account* and should show up in your PC Optimum™ account within a few days.
You can check the status of your points in your online account or by using the PC Optimum™ app.
Our licensed advisors help you get the right home insurance coverage for your needs and budget.
We offer customizable coverage options, and you may be eligible for a discount if you are a PC Optimum™ member†.
Get a free online quote now or give us a call at 1-877-253-8177.
You’re buying your home and auto insurance directly with PC® Insurance.
Prior to Jan. 20, 2025, PC® auto and home insurance policies were arranged for by PC Financial Insurance Broker Inc. and underwritten by several selected Canadian insurance companies.
Effective Jan. 20, 2025, home and auto insurance products will be distributed by PC Financial Insurance Agency Inc. and underwritten by Aviva General Insurance Company.
Typically, you would buy home insurance before the closing date on your new home, to ensure that you have coverage on your property from the date that you take ownership.
In most cases, a financial institution won’t give you a mortgage or secured line of credit until your home is insured. Make sure to ask questions about your home insurance needs with a PC® licensed insurance advisor and your mortgage advisor, financial institution, or financial specialist when you are buying a property.
Learn about discounts you may be eligible for through PC® Insurance.
Discount options, eligibility criteria, and availability vary by province and territory and are subject to change.
Affinity Discount for PC Optimum™ Members
PC Optimum™ members may be eligible for a discount†. Not a member? Sign up here.
Buy Online Discount
In Ontario, you could save when you buy your home, condo, or tenant insurance online with PC® Insurance.
Claims-Free Discount
If you’ve never made a claim, or haven’t had one in a while, you may qualify for savings.
Combined Policy Discount
You could save when you bundle your home and auto insurance.
Mortgage-Free Discount
If you don’t have a mortgage or a secured line of credit on your home, you may qualify for savings.
Water Alarm Discount
You could receive a discount if you have a centrally monitored water alarm or automatic water shut-off equipment installed.
House insurance is not mandatory in Canada. However, most banks and mortgage lenders will require you to have house insurance as part of your mortgage agreement.
Your home may be one of the most significant purchases you’ll ever make. House insurance can help provide coverage for your investment in case an unexpected event happens that is covered under your policy.
Here are ways you may be able to save:
Claims-Free Discount
If you’ve never made a claim or haven’t had one in a while, you may qualify for savings.Bundle Your Insurance
You can save when you bundle your home and auto insurance.Mortgage-Free Discount
If you don’t have a mortgage or a secured line of credit on your home, you may qualify for savings.Review Your Policy Yearly
Speak with a PC® Insurance advisor to make sure you are taking advantage of all discounts that you are eligible for.Regular Home Inspections and Maintenance
Can increase safety, which may help you save on insurance by remaining claims-free.Choosing a higher deductible may also help lower your insurance premium.
A house insurance policy typically covers three things:
your house;
personal belongings; and
personal liability.
It may also cover additional living expenses, such as a hotel or rental unit, up to your coverage amount if you can’t live in your home while it’s getting repaired due to a covered claim.
There’s no one-size-fits-all insurance solution for every homeowner. However, there’s a variety of coverage options, coverage amounts, and deductibles to fit your needs, home, and lifestyle.
When choosing a house insurance policy, think about the different risks that you have and determine your specific coverage needs. For example, if your house is in an area that has an increased risk of flooding or if you have costly jewellery or artwork that has a higher risk of theft and is expensive to replace, you may want to consider buying additional home insurance coverage.
You may have special coverage needs based on the information you provide.
Basic water damage coverage is included in every house insurance policy. Be sure to read your policy to know what’s covered and what’s not covered.
Sewer backup and overland water are two important optional coverages that you can buy as long as eligibility requirements can be met. Please see “What’s the difference between sewer backup coverage and overland water coverage?”
The amount of coverage should be enough to cover the value of your possessions and the cost to repair or rebuild your home in the event of a covered claim.
To help evaluate your insurance needs, please call a PC® Insurance advisor at 1-877-253-8177.
Sewer backup provides coverage for water damage to your home caused by the sudden and accidental backup or escape of water or sewage from your sewer, sump pump, or septic system.
To be covered for sewer backup, you must buy this additional coverage.
Water damage is one of the leading causes of damage to homes.
It’s strongly recommended to add sewer backup coverage to your home insurance policy.
Sewer Backup
Provides coverage for water damage caused by the sudden and accidental backup or escape of water or sewage from your sewer, sump pump, or septic system.
Overland Water
Provides coverage for the rapid and unusual accumulation of fresh water, like torrential rain, entering suddenly or accidentally through your basement walls, floors, doors, windows, or other openings.
To be covered for sewer backup and overland water, you must buy both these additional coverages.
Both coverages are strongly recommended.
Please visit our Claims page for information on claims and who to contact.
Home insurance can help protect against loss or damage of your home and its contents due to unexpected events like fire, smoke, wind, theft and vandalism, and certain types of water damage.
It could also help cover your additional living expenses, such as a hotel or rental unit and meals, up to your coverage amount if you're temporarily unable to live in your home while it’s being repaired due to a covered claim.
Home insurance provides you with coverage for your home and personal belongings in case an unexpected event happens, such as fire, wind, theft and vandalism, or certain types of water damage.
Most banks and mortgage lenders require you to have house insurance as part of your mortgage agreement.
A house insurance policy typically covers three things:
your house;
your personal belongings; and
personal liability. For example, your policy may provide financial protection up to the coverage amount you’ve chosen if you’re found responsible for causing unintentional bodily injury to someone or accidentally damaging somebody’s property and are sued.
Yes! You can earn 2x the regular PC Optimum™ points for every dollar spent when paying your insurance premium annually with your President's Choice® Financial Mastercard®*. You can also earn 2x the regular PC Optimum™ points for every dollar spent when you pay your insurance premium annually with your PC Money™ Account*.
PC Optimum™ points are awarded when your annual premium is paid and should show up in your PC Optimum™ account within a few days.
You can check the status of your points in your online account or by using the PC Optimum™ app.
You’re buying your tenant insurance directly with PC® Insurance.
Prior to Jan. 20, 2025, PC® auto and home insurance policies were arranged for by PC Financial Insurance Broker Inc. and underwritten by several selected Canadian insurance companies.
Effective Jan. 20, 2025, home and auto insurance products will be distributed by PC Financial Insurance Agency Inc. and underwritten by Aviva General Insurance Company.
Several factors are taken into account when determining the cost of your tenant insurance, such as:
your postal code
the value of contents you want to insure (personal belongings or “contents amount”)
building type
Get your free online quote now or give us a call at 1-877-253-8177.
Check out these ways to save on your tenant insurance premiums:
Affinity Discount for PC Optimum™ Members
PC Optimum™ members may be eligible for a discount†. Not a member? Sign up here.
Bundle Your Insurance
Customers with more than one policy may receive a discount. If you have an eligible vehicle, add it to your PC® Tenant Insurance for savings.
Claims-Free Discount
If you’ve never made a claim or haven’t had one in a while, you may qualify for a discount.
Buy Online Discount
In Ontario, you could save when you buy your tenant insurance online with PC® Insurance.
Please note discount options, eligibility criteria, and availability vary by province and territory and are subject to change.
Personal Belongings
Tenant insurance can help replace damaged or stolen items due to an unexpected event like fire, vandalism, or theft at your rented property.
Stolen Goods
Your policy could also cover items stolen from your car.
Personal Liability
It may also provide financial protection up to the coverage amount you’ve chosen if you are found responsible for causing unintentional bodily injury to someone or accidentally damaging somebody’s property and are sued.
Additional Living Expenses
If you have to move out of your rental unit for it to be repaired due to a covered claim, your additional living expenses, such as a hotel, meals, and moving expenses, may be paid for up to the coverage amounts in your policy.
Personal liability coverage may provide financial protection up to the coverage amount you’ve chosen if you’re found responsible for causing unintentional bodily injury to someone or accidentally damaging somebody’s property and are sued.
Please visit our Claims page for information on claims and who to contact.
When you rent or lease a property, tenant insurance can help cover the loss or damage of your personal belongings due to an unexpected event like fire or theft and vandalism.
It may also provide personal liability protection up to the coverage amount you’ve chosen if you’re found responsible for causing unintentional bodily injury to someone or accidentally damaging somebody’s property and are sued.
You probably own more than you think. Replacing all of it — from furniture to clothes to electronics — can be costly.
Tenant’s insurance may also provide personal liability protection up to the coverage amount you’ve chosen if you’re found responsible for causing unintentional bodily injury to someone at your rental property or accidentally damaging somebody’s property and are sued.
Tenant insurance is often mandatory in standard rental or lease agreements.
Yes! You can earn 2x the regular PC Optimum™ points for every dollar spent when paying your insurance premium annually with your President's Choice® Financial Mastercard®*. You can also earn 2x the regular PC Optimum™ points for every dollar spent when you pay your insurance premium annually with your PC Money™ Account*.
PC Optimum™ points are awarded when your annual premium is paid and should show up in your PC Optimum™ account within a few days.
You can check the status of your points in your online account or by using the PC Optimum™ app.
There are several factors taken into account when calculating motorcycle insurance rates, such as:
make and model of your motorcycle
where you live
your riding experience
how much you ride
Get your free online quote now (in select provinces) or give us a call at 1-877-253-8177.
Below are some things you can do that could lower your motorcycle insurance premium:
Maintain a clean driving record.
Take an advanced motorcycle training course.
Bundle your motorcycle insurance with your home or auto insurance.
Get your free online quote now (in Nova Scotia, New Brunswick and Prince Edward Island) or give us a call at 1-877-253-8177.
The price depends on a number of factors, such as where you live, make and model of your motorcycle, and how often you ride.
Get your free online quote now (in Nova Scotia, New Brunswick and Prince Edward Island) or give us a call at 1-877-253-8177.
A basic motorcycle insurance policy includes these coverages:
Liability
Accident Benefits
Direct Compensation Property Damage
Uninsured Automobile
For details about these coverages, see “Why should I get automobile insurance?”
If you also buy Collision and Comprehensive coverages, theft and damage to your motorcycle may be covered.
Motorcycle insurance can provide coverage for street bikes, cruisers, and touring bikes.
PC® Insurance also covers limited-speed motorcycles, such as scooters, depending on the type.
To find out if your vehicle type is eligible for coverage with PC® Insurance, give us a call at 1-877-253-8177.
Please visit our Claims page for information on claims and who to contact.
Motorcycle insurance is a type of insurance policy that covers a motorcycle and driver.
A basic motorcycle insurance policy includes these coverages:
Liability
Accident Benefits
Direct Compensation Property Damage
Uninsured Automobile
For details about these coverages, see “Why should I get automobile insurance?”
If you also buy Collision and Comprehensive coverages, theft and damage to your motorcycle may be covered.
Get your free online quote now (in Nova Scotia, New Brunswick, and Prince Edward Island) or give us a call at 1-877-253-8177.
Yes! You can earn 2x the regular PC Optimum™ points for every dollar spent when paying your insurance premium annually with your President's Choice® Financial Mastercard®*. You can also earn 2x the regular PC Optimum™ points for every dollar spent when you pay your insurance premium annually with your PC Money™ Account*.
PC Optimum™ points are awarded when your annual premium is paid and should show up in your PC Optimum™ account within a few days.
You can check the status of your points in your online account or by using the PC Optimum™ app.
Legal details
Important Information on Products, Discounts, and Services by PC Financial Insurance Agency Inc.
Not everyone who uses online platforms or calls in will be able to get a quote or buy an insurance policy. This page provides, for information purposes only, a summary of our different insurance products and discounts that may be available to you. If you purchase a product, the terms and conditions of your insurance coverage will be outlined in your insurance policy, which will prevail. Certain conditions, limitations, and exclusions apply. Savings are not guaranteed and vary based on your profile and place of residence. Rates, discounts, and eligibility rules are subject to change without notice. Please speak to a PC® Insurance agent to learn more.
*All purchases with the PC Financial® Mastercard® earn a minimum of 10 PC Optimum™ points per dollar and all purchases with the PC Money™ Account earn a minimum of 5 PC Optimum™ points per dollar. When you pay your PC® Insurance home or auto insurance premium with your PC Financial® card, earn double the regular PC Optimum™ points per dollar (20 points per dollar for PC Financial® Mastercard® and 10 points per dollar for PC Money™ Account). PC Optimum™ points are awarded exclusively by President’s Choice Services Inc. This is not an offer provided by any other entity. PC Money™ Account points offer is available only with Aviva General Insurance Company policies entered into after January 20, 2025. Minimum redemption is 10,000 PC Optimum™ points (worth $10 in free rewards) and in increments of 10,000 PC Optimum™ points thereafter, at participating stores where President's Choice® products are sold. Some redemption restrictions apply; visit pcoptimum.ca for details and full store list.
†Details on Potential Savings
Save up to 35% on PC® Home and Auto Insurance
PC Optimum™ members could save up to 35% on their homeowner’s, condominium, or tenant insurance policy if they are eligible for the following discounts: Claims Free Discount, Combined Policy Discount by purchasing your home and auto insurance together, and Affinity Discount for PC Optimum™ members. PC Optimum™ members may also save up to 35% on their car insurance policies if they are eligible for the following discounts: Conviction Free Discount, Combined Policy Discount by purchasing your auto and home insurance together, and Affinity Discount for PC Optimum™ members. Customers may be eligible for other discounts on their car or home insurance such as the Electric Vehicle Discount, Hybrid Vehicle Discount, Winter Tire Discount, Mortgage Free Discount and Multi Product Discount. Total available discounts are in comparison to the base premium you would have paid if you were not eligible for the discounts. Discounts may not apply to all coverages and endorsements. PC Optimum™ members must be in good standing to be eligible for the Affinity Discount. Certain conditions, limitations, and exclusions apply. For further information, see More Information section below.
Affinity Discount for PC Optimum™ Members
PC Optimum™ members in good standing could benefit from an Affinity Discount on their homeowner’s, condominium, and tenant insurance in all provinces and territories, except Quebec where PC® Insurance is not available. Additionally, an Affinity Discount could apply on car insurance for PC Optimum™ members in the following provinces and territories: Alberta, Ontario, Nova Scotia, Prince Edward Island, Yukon, Northwest Territories, and Nunavut.
Save up to 25% on PC® Motorcycle Insurance
You could save up to 25% on your motorcycle insurance when combining the following discounts: Loyalty, Conviction Free, Motorcycle and Car, Motorcycle and Property, and Multi-Motorcycle. Discounts may not apply to all coverages and endorsements. Due to provincial legislation, PC® Insurance motorcycle products are not offered in British Columbia, Manitoba, and Saskatchewan. Savings are not guaranteed and vary based on your profile and place of residence. Rates, discounts, and eligibility rules are subject to change without notice. If you purchase a product, the terms and conditions of your insurance coverage will be outlined in your insurance policy, which will prevail. Certain conditions, limitations, and exclusions apply.
More Information Section
British Columbia
You can save up to 5% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the Affinity Discount for PC Optimum™ members. In British Columbia, savings for being claims-free have already been factored into the premium rating calculations for homeowner’s, condominium, and tenant insurance policies.
Alberta
You can save up to 30% on car insurance if you are eligible for the following discounts: Conviction Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members. You could also save up to 20% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the following discounts: Claims Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members.
Saskatchewan
You can save up to 20% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the Claims Free Discount and Affinity Discount for PC Optimum™ members.
Manitoba
You can save up to 20% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the Claims Free Discount and Affinity Discount for PC Optimum™ members.
Ontario
You can save up to 30% on car insurance if you are eligible for the following discounts: Conviction Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members. You could also save up to 25% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the following discounts: Claims Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members.
New Brunswick
You can save up to 35% on car insurance if you are eligible for the following discounts: Conviction Free Discount and Combined Policy Discount. You could also save up to 40% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the following discounts: Claims Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members.
Nova Scotia
You can save up to 40% on car insurance if you are eligible for the following discounts: Conviction Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members. You could also save up to 40% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the following discounts: Claims Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members.
Prince Edward Island
You can save up to 35% on car insurance if you are eligible for the following discounts: Conviction Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members. You could also save up to 40% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the following discounts: Claims Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members.
Newfoundland and Labrador
You can save up to 30% on car insurance if you are eligible for the following discounts: Conviction Free Discount and Combined Policy Discount. You could also save up to 35% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the following discounts: Claims Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members.
Northwest Territories, Yukon, and Nunavut
You can save up to 15% on car insurance if you are eligible for the Combined Policy Discount and Affinity Discount for PC Optimum™ members. You could also save up to 35% on your homeowner’s, condominium, or tenant insurance policy if you are eligible for the following discounts: Claims Free Discount, Combined Policy Discount, and Affinity Discount for PC Optimum™ members.