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Charlottetown motorcycle insurance
Motorcycle insurance in Charlottetown that’s right for you.
PC® insurance can find coverage for you and your motorcycle in Charlottetown.
Why is motorcycle insurance important in Charlottetown?
Why is motorcycle insurance important in Charlottetown?
Driving a motorcycle can be risky and traffic collisions can result in serious injury.
In the event of an accident, your policy covers personal liability and provides accident benefits.
If you buy collision and comprehensive coverages, theft and damage to your motorcycle may also be covered.
It’s easy to buy motorcycle insurance in Charlottetown.
1
Have your ownership and driver’s licence ready.
2
Get a quote and finalize your coverage.
Save with PC® Motorcycle Insurance. Get an online quote in minutes.
Get a quoteHow much is motorcycle insurance in Charlottetown?
There are several factors taken into account when calculating the cost of your motorcycle insurance.
Factors Impacting Cost
Make and model of your bike
Some motorcycles are more expensive than others to insure.
Where you live
If you live in a dense, urban area with high instances of motorcycle theft, collisions and/or other types of insurance claims, you may pay more than someone living in a rural area.
Your driving experience
A rider’s driving experience has an impact on insurance rates. More experienced riders with a longer history of safe riding will usually pay lower premiums.
How much you ride
The more kilometres you put on your bike, the more likely your insurance cost will rise. Be sure to tell us as much detail as possible about how much you plan to use your bike.
What does motorcycle insurance cover?
What does motorcycle insurance cover?
A basic motorcycle insurance policy includes these coverages:
Liability
Accident Benefits
Uninsured Automobile
Direct Compensation Property Damage
If you also buy Collision and Comprehensive coverages, theft and damage to your motorcycle may be covered.
How can I lower my motorcycle insurance cost in Charlottetown?
Check out these ways to save on your motorcycle insurance premium.
Advanced Rider Training
Successful completion of an advanced motorcycle safety course could result in lower insurance premiums.
Anti-Lock Brakes
Save when you have anti-lock brakes.
Conviction Free
Maintaining a clean driving record – no driving convictions for a set number of years – can help you save.
Hybrid or Electric Motorcycle
Making the choice to drive a hybrid or electric motorcycle offers another way to save
Loyalty
Long-term loyal customers could enjoy savings.
Motorcycle and Car
You could get a discount if you buy your motorcycle and automobile insurance together.
Motorcycle and Property
You could get a discount if you bundle your motorcycle insurance with your home, condo, or tenant insurance.
Multi-Motorcycle
You could save if you insure multiple motorcycles with PC® Insurance.
Save with PC® Motorcycle Insurance. Get an online quote in minutes.
Get a quoteFAQs
Motorcycle insurance is a type of insurance policy that covers a motorcycle and driver.
A basic motorcycle insurance policy includes these coverages:
Liability
Accident Benefits
Direct Compensation Property Damage
Uninsured Automobile
For details about these coverages, see “Why should I get automobile insurance?”
If you also buy Collision and Comprehensive coverages, theft and damage to your motorcycle may be covered.
Get your free online quote now (in Nova Scotia, New Brunswick, and Prince Edward Island) or give us a call at 1-877-253-8177.
Motorcycle insurance can provide coverage for street bikes, cruisers, and touring bikes.
PC® Insurance also covers limited-speed motorcycles, such as scooters, depending on the type.
To find out if your vehicle type is eligible for coverage with PC® Insurance, give us a call at 1-877-253-8177.
The price depends on a number of factors, such as where you live, make and model of your motorcycle, and how often you ride.
Get your free online quote now (in Nova Scotia, New Brunswick and Prince Edward Island) or give us a call at 1-877-253-8177.
Yes! You can earn 2x the regular PC Optimum™ points for every dollar spent when paying your insurance premium annually with your President's Choice® Financial Mastercard®*. You can also earn 2x the regular PC Optimum™ points for every dollar spent when you pay your insurance premium annually with your PC Money ™ Account*.
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Legal details
†By combining the following discounts from participating insurers, as follows: (i) the discount offered to PC Optimum™ members in good standing off the applicable insurer’s base premium excluding any endorsements or extended coverages (ii) the bundled discount for purchasing both your home and auto insurance with the same insurer through PC® insurance and (iii) the claims-free and convictions-free discounts if you qualify, subject to regional availability. Total savings of up to 35% is in comparison to the base premium excluding any endorsements or extended coverages from the participating insurer you would have paid if these discounts were not applied. Valid only for new customers or renewals; does not apply to current policies. PC® auto and home insurance products are available only in Alberta, New Brunswick, Newfoundland & Labrador, Nova Scotia, Ontario, and Prince Edward Island. The PC Optimum™ program is provided by President’s Choice Services Inc.
*All purchases with the PC Financial Mastercard® earn a minimum of 10 PC Optimum points per dollar. When you pay your PC Insurance home or auto insurance premium with your PC Financial Mastercard®, earn 20 PC Optimum points per dollar. Minimum redemption is 10,000 PC Optimum points (worth $10 in free rewards) and in increments of 10,000 PC Optimum points thereafter, at participating stores where President's Choice products are sold. Some redemption restrictions apply; visit pcoptimum.ca for details and full store list.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks.